Reinsurance
For heavy risks or large portfolios, we bring in additional capacity from reinsurers, so the insured amount is never limited by what a single company can carry.
Main guarantees
- Placement of industrial and large-scale risks
- Treaties and excess-of-loss cover
- Coinsurance and risk sharing across several carriers
- Support for mutuals, associations and group schemes
- Technical risk analysis prior to placement
Cover commonly offered in this branch. The exact scope depends on the company selected and the plan chosen; we set it out in your quote.
Who it is for
- Companies carrying heavy industrial risks
- Mutuals and group schemes
- Companies whose sums insured exceed what one insurer can carry
What to send us
With these in hand, an advisor can start comparing without a back-and-forth.
- The nature and location of the risk
- The sums to be insured
- The claims history
- The existing insurance programme, if there is one
- The date by which cover must be in place
Frequently asked questions
Does reinsurance concern SMEs too?
Indirectly, yes. It comes into play as soon as the sums insured exceed what one insurer can carry, which happens to businesses of any size once an asset is substantial.
How does it differ from coinsurance?
In coinsurance, several insurers share the risk directly with you. In reinsurance, your insurer covers itself with a reinsurer — you keep a single point of contact.
How long does a placement take?
Longer than a standard contract. It depends on the nature of the risk and how many carriers must be brought in; we give you a timeline after the technical analysis.